November Financial Update
| Debt | October 8th | November 29th | Difference |
|---|---|---|---|
| Chase | 0 | 0 | 0 |
| Capital One | 3455.18 | 3347.42 | -107.76 |
| Discover | 5109.09 | 5081.19 | -27.90 |
| Perkins Loan | 3513.31 | 3407.70 | -105.61 |
| Nelnet | 13795.55 | 13699.18 | -96.37 |
| Total | 25873.13 | 25535.49 | -337.64 |
I was going to wait until the beginning of the year when everything settles down to update again, but I pulled the numbers for my own information, and figured I might as well share. As you can see, not much progress, but at least it’s all still headed down. I’ve done nothing but make minimum payments the last two months as my focus has been elsewhere. Namely, Christmas, my car insurance and registration. I paid my registration online on Friday, and wrote the insurance check last Friday. If that’s not painful enough to make you look for cheap insurance, I don’t know what is!
As far as Christmas goes, I’m nearly done. I have a small gift that I’d like to buy for my niece, and then my dad’s present. That’s all, and I’ll be set there. I have a couple of short paychecks coming between taking an unpaid day for Jason’s funeral and the holidays, but hopefully I’ll be ready to get back on the debt repayment plan soon. I’m ready to be able to make more progress again!
December 16th, 2009 at 1:01 pm
Your best bet would be to fix on one and try and pay it off completely. Start with the item with the highest interest and work from there. Credit cards should be banned.