First, the usual chart:
||August 12, 2011
||October 5, 2011
||Credit Union Visa
|Credit Union Loan
*Not sure? Think something auto paid that I wasn’t expecting and so my payment didn’t quite cover it. (Though, now that I think about it, may be Netflix’s cost change.)
In the first half of this month’s financial update comes the usual suspects… slow and steady progress on the credit cards and loans, two months worth of payments.
Then there’s the ** next to Nelnet. This is because, thanks to the medical bills I’ve accumulated, I’ve decided to put this student loan into forbearance to try and free up some money in order to make payments. It will accumulate approximately $386 in interest over the next year, which I can either pay off prior to my next payment being due in October 2012, or it will be rolled into my balance when payments resume.
Not really much to report there. Then there’s the new chart for the lovely medical bills that have all (I think. Please?) finally arrived.
||October 5, 2011
((I have question marks in the cents column because I don’t have this bill in front of me or access to it on the internet. I’ll get that added in when I can.))
Ouch, right? So far I’ve made payment arrangements with the surgery center for $100/month, and everyone else gets…. not much. Cause there’s not much left. Don’t call me up and ask me to make an ach payment, cause it’s not going to happen. I’m doing everything I can to free up some cash to pay down balances. I called up Comcast to cancel my service, but let them talk me into keeping the internet at a discounted price for at least 6 months. That will save me around $50/month. I put one of my two student loans into forbearance. I am adjusting my tax withholding from my paycheck. I’m being extra diligent about shutting off lights, killing the power strip to my computer/wireless router when I’m gone/sleeping, keeping the heat off or extremely low… anything to keep the electric bill under budget and “snowflake” that money to one bill or another.
Hopefully it will be enough. Suffice it to say, I’m extremely stressed about money these days, but all I can do is take it one day at a time. It will all work out in the end, right?